To protect your holiday deposit, we recommend that you take out your travel insurance as soon as you have booked your place on the OEM and you have booked your flights.
Your insurance must cover:
- Emergency helicopter evacuation,
- In-patient hospital treatment
- medical expenses
- Trekking to a height of 5650m.
Our doctors will manage the health of the whole group with the aim of preventing issues requiring helicopter evacuation. However, it is sometimes difficult to communicate from parts of the Khumbu, so it is important to check that the insurance company accepts that it may not be possible to contact them for permission before arranging a helivac.
We recommend that you are insured for :
- personal liability
- loss of luggage and personal effects
This may be part of a combined travel insurance package or two separate policies.
Make sure that you are insured for the full length of the trip and that you declare any medical conditions.
(Travel insurance policies ‘purchased’ through your credit card or bank account or provided through platinum account holders will not always cover you adequately for ‘adventure’ travel style holidays).
We recommend the following insurance companies for UK and European residents
Austrian Alpine Club
This annual insurance covers the necessary areas above as well as any form of accident you may have whilst
It is very reasonably priced at about £100 for a couple as it covers only the 'must haves' and not the 'recommended' elements of full travel cover. If you want to insure against cancellation, loss or theft of possession, travel delay etc, you would need to take out an additional policy.
Campbell Irvine Direct Insurance
We are talking to this company about providing an Annual Multi Trip Travel Insurance - the information will be added as soon as I hear from them.
For UK residents
The British Mountaineering Council insurance required is the annual Alpine & Ski, covering summits to 6,500m. The excess is £500 for helicopter rescue and it is considerably more expensive that the AAC at £495 per individual or £817 per couple as it does give full travel cover.
BMC Insurance can be contacted by phoning 0161 445 6111 / 0161 438 3319, or online www.thebmc.co.uk.
What to do next
Once you have arranged your travel insurance you will need to fill in the form with your policy details.
These will be kept securely by the OEM and passed to our agent in Kathmandu should they need to make any arrangements on your behalf.
Name (as on your passport)
Date of passport issue and date of expiry
Name of Insurance company or association
Phone number of insurance provider – 24hour medical assistance
Email address of insurance company
Does your insurance cover (please tick):
Trekking and racing on foot
Altitudes above 5000m (Gorak Shep is 5184m, Gokyo Ri is 5483m and Kala Pattar is 5623m)
Helicopter rescue, (we would notify the emergency service at the first opportunity but cannot do so in advance of calling up the helicopter.)
In-patient hospital treatment
Repatriation (in consultation with the emergency service)